Top Reasons to Buy Health Insurance Now -
Whether you're planning for the future or safeguarding against the unexpected, health insurance is a critical part of your financial well-being. In today’s world of rising medical costs and unpredictable health challenges, securing a comprehensive health insurance plan is one of the smartest decisions you can make.
Here’s why now is the perfect time to take action:

1️⃣ Rising Healthcare Costs
The cost of medical treatment is increasing faster than general inflation. A single surgery or prolonged hospitalisation can cost you lakhs of rupees. Without insurance, these unexpected expenses can severely affect your savings and financial stability.
With health insurance, you transfer that risk to the insurer — protecting both your health and wealth.

2️⃣ Comprehensive Family Health Protection
A family floater plan from BlissMoney covers your loved ones under a single policy, giving peace of mind and shared protection.
If you have parents who are in their 50s or above, we recommend:

• Plan A: For you, your spouse, and children
• Plan B: A separate plan for your parents (as their premiums and cover requirements differ)

This structure ensures everyone receives the right level of care without compromise.

3️⃣ Outpatient (OPD) Coverage
Health concerns aren’t limited to hospital stays. Many policies now include OPD benefits, covering:

• Doctor consultations
• Pathology or diagnostic tests
• Prescription medicines

This makes your policy more practical and usable on a regular basis, helping you manage routine health costs with ease.

4️⃣ Annual Preventive Health Checkups
Preventive care leads to early diagnosis, which often means better treatment outcomes and lower costs.
Many health insurance policies offer free annual checkups for all members covered, helping you stay on top of your health and avoid surprises.

5️⃣ Cashless Treatment at Network Hospitals
Get immediate care without worrying about arranging funds.
Most of the plans offered through Blissmoney include cashless hospitalisation at a wide network of partner hospitals — where the insurance company settles the bill directly with the hospital (as per policy terms).

6️⃣ No-Claim Bonus (NCB)
If you don’t make a claim during the policy year, many insurers offer a No-Claim Bonus, which typically increases your sum insured — at no additional cost.
It’s a reward for staying healthy, and it ensures you're better covered in future years.

7️⃣ Critical Illness & Accidental Cover Add-Ons
Enhance your base health insurance policy with important riders like:

• Personal Accident Cover – Financial protection in case of accidental injury or disability
• Critical Illness Cover – Lump sum payout for life-threatening conditions like cancer, stroke, or heart attack

These add-ons offer financial security during serious and high-impact health events.

8️⃣ Tax Savings Under Section 80D
Besides health security, health insurance also offers income tax benefits under the Income Tax Act:
Deduction up to ₹25,000/year for self, spouse, and children
Additional deduction up to ₹25,000–₹50,000 for premiums paid for parents, depending on their age
So you protect your health and reduce your tax burden — a win-win.

Secure Your Family’s Future with Blissmoney
Your family deserves more than just emergency care — they deserve the confidence and stability that comes with being protected. At Blissmoney Fintech Pvt. Ltd., we help you make informed decisions about your health insurance needs based on your budget, family structure, and long-term goals.
Whether you're:

• A salaried employee
• A small business owner
• A freelancer or entrepreneur

— we’ll guide you to the most suitable health insurance solution that works now and adapts to your future.
It’s time to take control of your health and finances.
 
Let Blissmoney be your trusted partner in protecting what matters most.
📞 Need help choosing the right plan?
 Visit 👉 www.blissmoney.in
 Or connect with our insurance experts today.